1.
Who we are and how to contact us?
For the purposes of the General Data Protection Regulation 2016/679/EU (the "EU GDPR"), the United Kingdom Data Protection Act 2018 (the "Act") and the EU GDPR as it forms part of the law of the United Kingdom by virtue of the European Union (Withdrawal) Act 2018 (the "UK GDPR"), the data controller is:
BB Financial Services Kft
Country: Hungary
Zip code: 8183
City: Papkeszi
Street: Bajcsy-Zsilinszky utca 47
If you would like to contact us about this privacy policy or our privacy practices, please contact us at boday.financial.services@gmail.com
We welcome addressing any concerns you may have about our handling of your personal data; however, you have the right to make a complaint at any time to the Information Commissioner's Office (ICO), the data protection regulator in the UK (www.ico.org.uk), the Hungarian National Authority for Data Protection and Freedom of Information (NAIH): https://www.naih.hu/ , or the applicable data protection regulator in any other country we might operate.
2.
What information do we collect about you?
Personal data, or personal information, means any information about an individual from which that person can be identified. It does not include data where the identity has been removed (anonymous data).
When you access the site, contact us, register with us, book events, voluntarily complete customer surveys or provide feedback and sign up to our newsletter, we may collect and process the following information:
We also collect, use and share aggregated data such as statistical or demographic data for any purpose. Aggregated data could be derived from your personal data but is not considered personal data in law as this data will not directly or indirectly reveal your identity. For example, we may aggregate your Usage Data to calculate the percentage of users accessing a specific website feature. However, if we combine or connect aggregated data with your personal data so that it can directly or indirectly identify you, we treat the combined data as personal data which will be used in accordance with this privacy policy.
3.
How is your personal data collected?
We use different methods to collect data from and about you including through:
4.
How we use your personal data and why?
We may use information about you in the following ways:
To fulfill your service order;
To improve our services and website, and ensure that content from our website is presented in the most effective manner;
To carry out our obligations arising from any contracts entered into between us and you;
To notify you about changes to our services or important information ;
For our own market research purposes (for example to invite you to provide us with feedback on our services or answer a survey or questionnaire);
To administer our website and for internal operations including trouble-shooting, security purposes, data analysis, testing and statistical survey purposes;
For marketing and advertising purposes, including:
post or email (if you have subscribed to these), and for
online advertising we display on our websites, the websites of our affiliates, or advertising we purchase for display on third party websites.
For any other purpose for which you have provided your consent.
What is our legal basis for processing your Personal Data?
We will only use your personal data when the law allows us to. In respect of each of the purposes for which we use your personal data, the EU/UK GDPR requires us to ensure that we have a "legal basis" for that use. Most commonly, we will use your personal data in the following circumstances:
Generally, we do not rely on Consent as a legal basis for using your personal data other than in the context of direct marketing communications and placement of cookies.
Purposes for which we will use your personal data
We have set out below, in a table format, a description of all the ways we plan to use your personal data, and which of the legal bases we rely on to do so. We have also identified what our legitimate interests are where appropriate.
Note that we may process your personal data for more than one lawful basis depending on the specific purpose for which we are using your data. Please contact us if you need details about the specific legal basis we are relying on to process your personal data where more than one basis has been set out in the table below.
To register you as a new customer
Identity
Contact
Contractual Necessity
To process your order and subscriptions including managing payments, fees and charges
Identity
Contact
Financial
Transaction
Contractual Necessity
To manage our relationships with you which include:
Notifying you about changes to our terms or privacy policy
Asking you to leave a review or take a survey.
Identity
Contact
Profile
Marketing and Communication
Compliance with the law
Legitimate Interests (to keep our records updated and to study how customers use our product/services)
To enable your to partake in a prize draw, competition or complete a survery.
Identity
Profile
Usage
Marketing and Communication
Contractual Necessity
Legitimate Interests (to keep our records updated and to study how customers use our product/services)
To administer and protect our business and this website (including troubleshooting, data analysis, testing, system maintenance, support, reporting, and hosting of data)
Identity
Contact
Technical
Legitimate Interests (for running our business, provision of administration and IT services, network security, to prevent fraud and in the context of a business recognition or group restructuring exercise) or, when we use cookies to collect any such personal data, your consent.
Compliance with the law
Consent which maybe express consent to marketing, or express consent to the use of cookies where we use cookies to collect your personal data for these purposes.
Identity
Contact
Profile
Usage
Marketing and Communication
Technical
Consent which maybe express consent to marketing, or express consent to the use of cookies where we use cookies to collect your personal data for these purposes.
Legitimate Interests ( to define types of customers for our products and services, to keep our website updated and relevant, to develop our business and to inform our marketing strategy) or, where we use cookies to collect any such personal data, your consent.
Technical
Usage
Legitimate Interests ( to define types of customers for our products and services, to keep our website updated and relevant, to develop our business and to inform our marketing strategy) or, where we use cookies to collect any such personal data, your consent.
Consent which maybe express consent to marketing, or express consent to the use of cookies where we use cookies to collect your personal data for these purposes.
Identity
Contact
Technical
Usage
Profile
Marketing and Communication
Consent which maybe express consent to marketing, or express consent to the use of cookies where we use cookies to collect your personal data for these purposes.
What happens if you fail to provide us with the necessary personal data?
Where we need to collect your personal data by law, or under the terms of a contract we have with you, and you fail to provide that data when requested, we may not be able to perform the contract we have or are trying to enter into with you.
Marketing
We strive to provide you with choices regarding certain personal data uses, particularly around marketing and advertising.
We may use your Identity, Contact, Technical, Usage and Profile Data to form a view on what we think you may want or need, or what may be of interest to you. This is how we decide which services and offers may be relevant for you (we call this marketing).
You will receive marketing communications from us if you have provided your consent to receive marketing communications from us, including by signing up to our newsletter; or to receive email with our latest news, updates and offers. If you no longer want us to use your contact data for our marketing purposes or to send you details about special offers or other information which we think may be of interest to you, please contact us at boday.financial.services@gmail.com or use the unsubscribe or 'opt-out' facility in our email communications, or by replying 'STOP' to any of our text messages.
Cookies
Our websites use cookies to distinguish you from other users of our websites. A cookie is a small file of letters and numbers that is stored on your computer or smartphone when you visit a website.
Cookies are useful as they help us to provide you with a good experience when you browse our websites, for example by storing your preferences and maintaining your shopping cart. They also help us to improve our websites.
We use the following types of cookies:
The cookies we use and the purposes for which we use them changes from time to time. To find the current information about the individual cookies we use and the purposes for which we use them click on the cookies link in the footer of the website and click on the tab for “Cookie declaration” as shown below, or other such feature on other cookie control tool the website may use.
Please note that third parties (including, for example, advertising networks and providers of external services like web traffic analysis services) may also use cookies, over which we have no control. These cookies are likely to be analytical/performance cookies or targeting cookies.
You can manage the cookies set by our websites using the cookies management tool available when you first navigate to our websites or by activating settings on the browser that you are using. However, if you use your browser settings to block all cookies (including essential cookies), some of our websites’ features may not function as a result and you may not be able to access all or parts of our websites.
Please follow the relevant links below for further information regarding how you can manage your cookie preferences using your browser settings:
To opt out of being tracked by Google Analytics across all websites, visit http://tools.google.com/dlpage/gaoptout.
For further information about how to manage personalised advertising and marketing across multiple platforms, please visit the following:
You can adjust your preferences regarding personalised advertising using the settings on social media platforms on which you have an account.
To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit www.allaboutcookies.org.
Except for essential cookies, all cookies will expire after 2 years at the latest.
We regularly review our Privacy Policy and consent managers to ensure that they are up to date. This Privacy Policy was last updated as shown on the Effective Date at the top of the Privacy Policy.
Change of purpose
We will only use your personal data for the purposes for which we collected it, unless we reasonably consider that we need to use it for another reason and that reason is compatible with the original purpose. If you wish to get an explanation as to how the processing for the new purpose is compatible with the original purpose, please contact at boday.financial.services@gmail.com.
If we need to use your personal data for an unrelated purpose, we will notify you and we will explain the legal basis which allows us to do so.
Please note that we may process your personal data without your knowledge or consent, in compliance with the above rules, where this is required or permitted by law.
Security and the processing of your personal information
We understand that security is an important concern for you when shopping online. We take reasonable and appropriate steps intended to help protect personal data from unauthorized access, use, alteration, disclosure, and destruction. Our security technologies and procedures are regularly reviewed to ensure that they are up to date and effective. For further verification, look for the padlock symbol in your browser window as you proceed through the order and payment process.
Unfortunately, the transmission of information via the internet is not completely secure and we cannot guarantee the security of any information transmitted to or from our website. Any transmission is at your own risk and you should ensure that any payment transactions you make are made in a secure environment. You should keep confidential any personal security codes and passwords and comply with any instructions that we may give you in order to keep such details confidential and safe.
5.
When would we disclose your information?
We may share your personal data with the following parties for the purposes set out in the table under section 4 above:
Within our company for administrative or support services.
Third parties to whom we may choose to sell, transfer or merge parts of our business or our assets. Alternatively, we may seek to acquire other businesses or merge with them. If a change happens to our business, then the new owners may use your personal data in the same way as set out in this privacy policy.
External third parties which may include the below:
Service providers acting as processors who provide identity verification and anti-money laundering check services.
Professional advisers acting as processors, separate controllers or joint controllers including lawyers, bankers, auditors and insurers who provide consultancy, banking, legal, insurance and accounting services.
Tax authorities, regulators and other authorities acting as processors, separate controllers or joint controllers who require reporting of processing activities in certain circumstances.
Third Party providers acting as processors who assist us in running our business, including our payment and delivery service providers, marketing agencies, customer relationship management platform providers and website hosting providers.
We require all third parties to respect the security of your personal data and to treat it in accordance with the law. We only permit third-party service providers to use your personal data to process your personal data for specified purposes and in accordance with our instructions.
Third-party links
The websites may include links to third-party websites, plug-ins and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. When you leave our website, we encourage you to read the privacy policy of every website you visit.
International transfers
We may share your personal data with some of our external third parties who might be based outside the EEA and/or UK so their processing of your personal data may involve a transfer of data outside the EEA and/or UK .
Whenever we transfer your personal data out of the EEA and/or UK, we will ensure a similar degree of protection is afforded to it by ensuring at least one of the following safeguards is implemented:
We will only transfer your personal data to countries that have been deemed to provide an adequate level of protection for personal data.; or
We will take measures to comply with applicable data protection laws related to such transfers and use appropriate transfer solutions for any transfers of data outside the EEA and/or UK such by entering into approved standard contractual clauses. Please contact us if you want further information on the specific transfer mechanisms used by us when transferring your personal data outside of the EEA and/or UK.
6.
How long will you use my personal data for?
We will only retain your personal data for as long as reasonably necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, regulatory, tax, accounting or reporting requirements. We may retain your personal data for a longer period in the event of a complaint or if we reasonably believe there is a prospect of litigation in respect to our relationship with you.
To determine the appropriate retention period for personal data, we consider the amount, nature and sensitivity of the personal data, the potential risk of harm from unauthorized use or disclosure of your personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal, regulatory, tax, accounting or other requirements.
By law we have to keep basic information about our customers (including Contact, Identity, Financial and Transaction Data) for five years after they cease being customers for tax purposes.
We will stop using your personal data for marketing purposes if you have not opened any of the messages we have sent to you for more than 24 months or, if earlier, when you opt-out or unsubscribe from such messages. We may still need to retain your personal data for other purposes (e.g. tax purposes) after this.
In some circumstances, you can ask us to delete your data. Please see your privacy rights below for further information.
In some circumstances, we will anonymize your personal data (so that it can no longer be associated with you) for research or statistical purposes, in which case we may use this information indefinitely without further notice to you.
7.
Your rights and control of your information
You have the right to, at any time:
If you wish to exercise any of the rights set out above, please contact us.
You will not have to pay a fee to access your personal data (or to exercise any of the other rights). However, we may charge a reasonable fee if your request is clearly unfounded, repetitive or excessive. Alternatively, we could refuse to comply with your request in these circumstances.
We may need to request specific information from you to help us confirm your identity and ensure your right to access your personal data (or to exercise any of your other rights). This is a security measure to ensure that personal data is not disclosed to any person who has no right to receive it. We may also contact you to ask you for further information in relation to your request to speed up our response.
We try to respond to all legitimate requests within one month. Occasionally it could take us longer than a month if your request is particularly complex or you have made a number of requests. In this case, we will notify you and keep you updated
8.
Changes to this privacy policy and your duty to inform us of changes
It is important that the personal data we hold about you is accurate and current. Please keep us informed if your personal data changes during your relationship with us.
We will regularly review this Privacy Policy and adapt it in the event of changes to our data processing or in cases of legal changes which require us to update this document. The current version of the Privacy Policy can be found on our websites. The effective date is stated at the top of this Privacy Policy.
